Section 10 Loans

Bank and mobile money loans are tracked in the variables BANK_LOAN and MM_LOAN in the “Banking Services” and “Mobile Money” sections.

10.1 LOAN

The respondent has ever borrowed money outside their household.

Levels:

  • Yes
  • No

10.2 LOAN_CURRENT

The respondents currently has a loan with any organisation.

Levels:

  • Yes
  • No

10.3 LOAN_INTEREST

The respondents currently has a loan and knows the interest rate they pay on the loan.

Levels:

  • Yes
  • No

10.4 LOAN_INFML

The respondent has ever borrowed from an informal source such as a store, shopkeeper, private moneylender, pawnshop, self-help group, or cooperative without having a membership.

Levels:

  • Yes
  • No

10.5 LOAN_FORMAL

The respondent has borrowed from a formal bank or other formal institution.

Levels:

  • Yes
  • No

10.6 LOAN_STORE

The respondent has ever purchased something from a store or shopkeeper using credit.

Levels:

  • Yes
  • No

10.7 LOAN_CREDITCARD

The respondent has ever purchased something using a credit card.

Levels:

  • Yes
  • No

10.8 LOAN_MFI

The respondent has ever borrowed money or used credit from a microfinance institution.

Levels:

  • Yes
  • No

10.9 LOAN_COOP

The respondent has ever borrowed money or used credit from a cooperative.

Levels:

  • Yes
  • No

10.10 LOAN_MLENDER

The respondent has ever borrowed money from a private moneylender.

Levels:

  • Yes
  • No

10.11 LOAN_PAWN

The respondent has ever borrowed money from a pawnshop.

Levels:

  • Yes
  • No

10.12 LOAN_GROUP

The respondent has ever borrowed money from a village savings and loan association.

Levels:

  • Yes
  • No

10.13 LOAN_POST

The respondent has ever borrowed money from a post office bank.

Levels:

  • Yes
  • No

10.14 LOAN_SACCO

The respondent has ever borrowed money from a SACCO.

Levels:

  • Yes
  • No

10.15 LOAN_EMERGENCY

The respondent has borrowed money in the last 12 months to pay for emergency expenses such as medical bills.

Levels:

  • Yes
  • No

10.16 LOAN_DAILY

The respondent has borrowed money in the last 12 months to pay for daily expenses (e.g, food, transportation).

Levels:

  • Yes
  • No

10.17 LOAN_BUSINESS

The respondent has borrowed money in the last 12 months to pay business expenses or invest in a business.

Levels:

  • Yes
  • No

10.18 LOAN_HOME

The respondent has borrowed money in the last 12 months to invest in home improvement or construction.

Levels:

  • Yes
  • No

10.19 LOAN_AGRIC

The respondent has borrowed money in the last 12 months to pay for agricultural inputs.

Levels:

  • Yes
  • No