Section 11 Savings

11.1 SAVE

The respondent has ever saved money.

Levels:

• Yes
• No

11.2 SAVE_KNOW_INTEREST

The respondent has ever saved money and knows the interest rate earned on their savings.

Levels:

• Yes
• No

11.3 SAVE_INFML

The respondent has ever saved with people they trust (e.g., family, friends, neighbors, shopkeepers, money guards, savings collectors) or with a self-help group or cooperative without membership.

Levels:

• Yes
• No

11.4 SAVE_FORMAL

The respondent has ever saved with a formal institution such as a bank, payments bank, post office bank, microfinance institution, mobile money service, smartphone application, or their account at a self-help group or cooperative.

Levels:

• Yes
• No

11.5 SAVE_MFI

The respondent has ever saved using a microfinance institution (MFI).

Levels:

• Yes
• No

11.6 SAVE_COOP

The respondent has ever saved using a cooperative.

Levels:

• Yes
• No

11.7 SAVE_SACCO

The respondent has ever saved using a Savings and Credit Cooperative Organization (SACCO).

Levels:

• Yes
• No

11.8 SAVE_GROUP

The respondent has ever saved with a saving group such as a Village Savings and Loan Association.

Levels:

• Yes
• No

11.9 SAVE_POST

The respondent has ever have saved with a post office bank.

Levels:

• Yes
• No

11.10 SAVE_CASH_PROPERTY

The respondent saves through buying something (e.g., agricultural inputs, livestock, gold or other valuable things) or in cash at home or on themselves.

Levels:

• Yes
• No

11.11 SAVE_BUSINESS

The respondent saves to start or expand their own business.

Levels:

• Yes
• No

11.12 SAVE_EDUCATION

The respondent saves for their educational purposes.

Levels:

• Yes
• No

11.13 SAVE_RETIREMENT

The respondent saves in order to get ready for retirement.

Levels:

• Yes
• No

11.14 SAVE_PRESTIGE

The respondent saves in order to buy expensive and prestigious things such as an expensive car, jewelry, designer clothes, high-end electonics, or a big house.

Levels:

• Yes
• No

11.15 SAVE_FAMILY

The respondent saves to protect their families from poverty and crime or protect their belongings.

Levels:

• Yes
• No

11.16 SAVE_EMERGENCY

The respondent saves for emergency expenses.

Levels:

• Yes
• No

11.17 SAVE_DAILY

The respondent saves to just make ends meet on a daily basis.

Levels:

• Yes
• No

11.18 SAVE_COMMUNITY

The respondent saves money to give back to their community or create a charitable organization.

Levels:

• Yes
• No

11.19 SAVE_CHILDREN_EDU

The respondent saves to build their children’s education fund.

Levels:

• Yes
• No

11.20 SAVE_WEDDING

The respondent saves to build children’s fund for wedding (ceremony and/or dowry).

Levels:

• Yes
• No

11.21 SAVE_HOUSE

The respondent saves to buy or build a house.

Levels:

• Yes
• No